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How to save when living in a city

How to save when living in a city

September 1st, 2022

Many people dream of living in the big city, but not everyone can always afford it. With so much on your doorstep, it’s hard to resist spending money everywhere you look. Here are some tips on how best to save in the city.

Using public transport

When you move to a big city, you’ll notice there are plenty of public transport routes to help you get around your new location. Try to avoid splurging on taxis when you can jump on a bus instead, saving you so much money.

Why not do your bit for the environment and either walk or cycle to your location? We’re sure there are plenty of sights and tourist attractions to spot along the way, so enjoy a leisurely stroll or bike ride to your destination.

Try budgeting

Budgeting is key if you’re trying to save up whilst living in a city. Try to cut down your costs, especially when it comes to unnecessary spending.

Identify your total income and work out your monthly outgoings to see how much money you have available. Cancel any subscriptions you no longer use and try to swap for cheaper food alternatives at the supermarket – small changes can make all the difference.

Change your habits

It’s certainly appealing to buy lunch or a coffee whilst you’re on the move in the city, but taking your own will ensure you save a lot more money in the long run. 

These may seem like small expenses, but they definitely addup. If you absolutely must get a coffee whilst you’re out, you can often save money by taking your own reusable cup, knocking off a slight percentage from your caffeinated fix.

If you’re out shopping, make sure you remember to bring your own bags, again to avoid purchasing them whilst you’re out. It’s a frustrating expense that can easily be avoided if you start to incorporate these habits into your daily life.

Live where you can afford

Often living in the city comes with hefty price tags on houses and apartments. Consider your priorities – can you easily commute to work? Is the neighbourhood friendly and safe?

You could even consider living below your means – just because you could live somewhere flash doesn’t mean you necessarily should. Allowing yourself to save, make repayments and build credit history instead will leave you better off in the long run.

Laura Bartlett

Laura Bartlett

Northern girl Laura is the epitome of a true entrepreneur. Laura’s spirit for adventure and passion for people blaze through House of Coco. She founded House of Coco in 2014 and has grown it in to an internationally recognised brand whilst having a lot of fun along the way. Travel is in her DNA and she is a true visionary and a global citizen.

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