It’s hard to think of anyone who sincerely wants to work until they are simply too old to perform their daily functions. You should be able to enjoy the better years of your life and have the financial means to do so. While this may seem like an impossible dream to some, it really doesn’t have to be. Here are some tips on how to retire early and still your life to the max.

Have A Vision

It is important, to be honest with yourself and visualize the life you would like to have after you retire. Have a clear vision of where you want to be. This will give you insight on how to make the path to get there. Remember that there are things that you enjoy at work that will not be easily replaced when you leave your job. These things include social relationships and a sense of purpose. Many people find value in doing volunteer work or other such things. However, this is an individual decision that each person must make on their own.

Health Insurance

One thing that many people who want to retire early fail to factor in is their health insurance. Medicare may not be available until you are 65, so you will need to determine how you will be covered until you are eligible. COBRA may be an option if you had insurance through your last employer, but this type of insurance can be prohibitively expensive. The insurance marketplace may be an option for some. This is recommended if you qualify because you can choose from various plans that work for you.

Have a Plan for Your Student Loans

For most people, student loans are the most difficult to pay off. However, a great option to cut years off your payments is to take out a new refinance loan from a private lender. This allows you to consolidate your various student loans into one easy to manage loan. Not only will your monthly payments be lower, but this option will allow you to pay more often if you so desire.

Take Care of Housing

This can mean different things to different people. It may mean paying off the mortgage completely or it could mean downsizing the home to something that better suits your needs. It is also a good idea to finish any repairs or renovations that you have been putting off. If you decide to sell the home to move to the next chapter in your life, the work you do on your home will definitely increase the sailing value.

Plan on Continuing to Make Money

How can you retire if you’re still working? The answer is simple, don’t think of it as working. Most people who retire don’t retire early because they are sick of work, they are actually sick of being on someone’s schedule. They are sick of punching someone’s time clock. If you can find a hobby that you can squeeze a few bucks out of, why not give it a shot?


Northern girl Laura is the epitome of a true entrepreneur. Laura’s spirit for adventure and passion for people blaze through House of Coco. She founded House of Coco in 2014 and has grown it in to an internationally recognised brand whilst having a lot of fun along the way. Travel is in her DNA and she is a true visionary and a global citizen.

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