While we all agree that the best memories are created spontaneously, like an unexpected weekend trip or a surprise vacation, it’s an undeniable fact that these sudden trips can burn a hole in your wallet. Unless, of course, you don’t have a monthly budget to stay true to. But if you live on a budget and dream of taking that long-planned desired trip, you don’t have to crush that fantasy. Here are seven ways you can get ready to go on that dream vacation without going broke!

7 Ways to Plan a Trip Without Going Over Budget

1. Pick a Destination

The first thing to be sure of before planning a vacation is picking a destination because that will influence your overall budget for the trip. Choose a place you want to visit as per your budget. Some places can be more expensive than others, and if money is a constraint, it’s better to choose a destination that can be a worthy alternative.

2.Consider Choosing a Travel Company

In the era of Airbnb, there are still several travel companies that can help you with choosing destinations and assist in selecting activities you can do on your vacation. Some budget-friendly travel companies can even help you grab amazing deals on popular vacation destinations by including transportation, flight, and accommodation prices in their package.

3. Get a Travel Loan

Lastly, if you want to have some flexibility within your budget plan, you can take out a small travel loan to cover some additional costs that can lighten your financial burden. A personal loan for travelling can help you share a load of extra expenses without forming a bad habit of mindlessly swiping credit cards. FinTech companies these days can give you instant small personal loans of up to ₹20,000, which you can use for accommodation or covering your food or transportation bills within the destination.

4. Evaluate the Best Time for the Trip

Going to a tourist spot during the off-season can get you good deals on hotels, flights, tourist spots, restaurants, and activities. Further, everything will be less crowded so you can enjoy your stay at lesser than usual prices.

5. Watch Out for the Plane Prices

Flight prices fluctuate throughout the year, and the pattern works in a mysterious way. Some say booking three months before your travel plans is the best way to unlock amazing discounts, while some say booking on a Tuesday can get you lower-priced air tickets. To make sure you can grab the best deals, start tracking the prices and use different trustworthy websites like FlightList that can get you lower flight prices.

6. Search Your Accommodation Options

Thanks to Airbnb, you now have so many options for accommodation. If you want to save some money on accommodation, you can seek an Airbnb to rent out a property and share it with someone else. If you don’t want a shared space but want to save some bucks on accommodation, try checking hotel deals on different hotel booking websites or apps for greater discounts.

7. Think About Ground Transportation

Renting a vehicle makes no sense if you are simply going on a vacation to rest in a hotel room or pool. But if your goal is to get out of the hotel and explore different places, then you would need some kind of rented vehicle for travelling to other places. So, make sure you add this expense to your budget and consider exploring local options for different deals.

Bottom Line

The earlier you start planning, the better you can make your dream vacation a reality without breaking the bank. Ultimately, it all ends with how well you have planned the trip. We hope these seven tips helped you achieve your travel dreams on a budget!

Author Bio: TanviKaushik specializes in Content Marketing and works with the Digital Team at KreditBee – India’s fastest personal loan platform where self-employed and salaried professionals can easily avail of personal loans in just a few minutes when in need of quick funds. Tanvi writes to-the-point articles on personal finance and budgeting which are truly appreciated by her readers. She is committed to making money matters easy to understand even for the layman. Her commitment to her work doesn’t stop her from pursuing her hobbies of hiking, trekking and going on adventurous trips.


Northern girl Laura is the epitome of a true entrepreneur. Laura’s spirit for adventure and passion for people blaze through House of Coco. She founded House of Coco in 2014 and has grown it in to an internationally recognised brand whilst having a lot of fun along the way. Travel is in her DNA and she is a true visionary and a global citizen.

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